Your personal business accounting can be beefed up by choosing the format and style of check that best suits you. Basically, there are 3 style types. There is the top stub check where the perforations are on the side and a stub is there where you can record the transaction. There is the top stub check design where perforations are at the top of the check. Then there is desk set checks. These checks come 3 checks to a sheet and in 300 checks in a binder.
Contact your local bank or access one of the many cheap checks online resources. If you are specifically looking for side tear checks, ask them or look at their offerings on the web page.
There are a plethora of designs to consider and you’ll want to choose the design that best reflects your taste and reflective attitude. For businesses, there are photo checks where you can incorporate your business logo, building or product into the design of the check.
Make note to double check the account number in order to be sure that they are accurate. You’ll want to continue from the last number or your last check and insure that you have a continuity in bank check numbers for later reference. Make sure the routing numbers are correct as well.
The address on you check face allows you to choose your font style and print type. Give your address and name a once over so the that the spelling is accurate.
Bank checks have numerous safeguard features to prevent fake checks and fraud to occur. Scammers sometimes steal checking account numbers and make fake checks to fool bank officials and obtain money.
If any of the information on a check looks out of place, blurry or awkward signatures that should be an alert to take a closer look. Other safeguards include micro printing and watermarks that can only be distinguished by holding them up to the light. Make sure your checks arrive within a reasonable time to insure they are not stolen .
In total summation, you can beef up your home checking with what fits your accounting expectation and ease. Are you the type of person that looks for simplicity in accounting then side tear checks or desk set checks where you enter your information on the side stub may be your best fit. For those glued to the wallet style top stub perforated type checks where you’ll need to enter transaction data into a check register, than that is what you should order.